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Insurance coverage

See if your insurance covers brand-name GLP-1s.

Submit your insurance and we'll check whether your plan may cover Zepbound®, Wegovy®, Ozempic®, or Mounjaro®. If not, we'll show you our cash-pay compounded options.

Real-time insurance eligibility check — usually a few business days, up to a week with prior authorization
If covered, a pepti-network physician can prescribe and route to a retail pharmacy
If not covered, you'll see our transparent cash-pay compounded options
Licensed physicians in 45 states
FDA-approved brand names + FDA-registered compounding
Free shipping included on cash-pay

Important: pepti providers may prescribe FDA-approved brand-name GLP-1 medications when clinically appropriate. Coverage is not guaranteed and depends on your insurance plan, prior authorization requirements, provider review, and pharmacy availability. pepti is not affiliated with, endorsed by, or sponsored by Eli Lilly and Company or Novo Nordisk. Zepbound®, Mounjaro®, Wegovy®, and Ozempic® are registered trademarks of their respective owners. Important Safety Information for GLP-1s.

Two paths to GLP-1 treatment

Pick the one that fits you.

Path 1 · Brand-name through insurance

Want Zepbound® or Wegovy®?

For patients whose insurance covers brand-name GLP-1s. We check your coverage, a pepti-network physician evaluates whether brand-name treatment is clinically appropriate, and your prescription is routed to a retail pharmacy that accepts your insurance.

  • FDA-approved, manufacturer-made
  • Goes through your insurance and retail pharmacy
  • Prior authorization may be required
  • Costs depend on your plan (copay, deductible)
Check my insurance coverage
Path 2 · Cash-pay compounded

Prefer not to deal with insurance?

Compounded Semaglutide and Tirzepatide at a fraction of brand-name pricing. Same active ingredients as Ozempic/Wegovy and Mounjaro/Zepbound, prepared at FDA-registered compounding pharmacies. No insurance, transparent monthly cost, free shipping.

  • Same active ingredients (semaglutide / tirzepatide)
  • Compounded at FDA-registered 503A/503B pharmacies
  • No insurance, no surprise bills
  • Transparent monthly pricing — typically 75% less
Browse cash-pay options

The process

How the coverage check works.

01

Submit your insurance details

Takes 2 minutes. We collect your name, DOB, state, insurance carrier, member ID, and basic eligibility info.

02

We run a real-time eligibility check

Our system pings your insurance to see whether GLP-1 weight-loss medications are on your plan's formulary, and whether prior authorization is required.

03

Care team review

A pepti care team member reviews the result and reaches out within 1–2 business days with what we found and your options.

04

Physician evaluation (if covered)

If your plan covers brand-name GLP-1s and you want to proceed, a pepti-network physician reviews your medical history and writes a prescription if clinically appropriate.

05

Prescription routed to your pharmacy

We e-prescribe to a retail pharmacy that accepts your insurance. You pick up the medication and your plan's copay applies.

FAQ

Common questions

What does pepti actually do here?

We collect your insurance information, run a real-time eligibility check, and our care team reviews your plan to see whether brand-name GLP-1s are likely to be covered. If clinically appropriate and your plan covers it, a pepti-network physician can prescribe the brand-name medication and route the prescription to a retail pharmacy that accepts your insurance. Coverage is never guaranteed and depends on your plan, prior authorization requirements, and provider review.

How long does the coverage check take?

We typically have an answer for you within 1–2 business days for the initial eligibility check. If your plan requires a prior authorization, that can take an additional 3–10 business days depending on the insurer. We'll keep you updated at every step.

Does this cost anything?

The coverage check itself is free. If you decide to move forward with brand-name treatment, your costs depend on your plan — copay, deductible, prior authorization. If you choose to go cash-pay (compounded), we have transparent monthly pricing.

What if my insurance doesn't cover it?

You're not stuck. pepti also offers cash-pay compounded GLP-1 options (Semaglutide and Tirzepatide) at a fraction of brand-name pricing — no insurance required, transparent monthly cost, free shipping. We'll show you both paths after the coverage check.

Why not just buy Zepbound or Wegovy directly from pepti?

Brand-name medications go through your insurance and a retail pharmacy of your choice — that's how the system works. pepti's role is helping you get a clinically appropriate prescription and navigating the insurance process. We do not stock or dispense brand-name medications ourselves.

What insurance plans do you check?

Most major commercial insurance plans (Aetna, Anthem/Blue Cross, Cigna, United Healthcare, Humana, Kaiser, and most regional Blues). Medicare Part D coverage for GLP-1s is limited and varies; Medicaid coverage varies by state. We'll let you know during the check.

What's the difference between brand-name and compounded?

Brand-name medications (Zepbound®, Wegovy®, Ozempic®, Mounjaro®) are FDA-approved drugs manufactured by Eli Lilly or Novo Nordisk. Compounded medications are prepared by an FDA-registered 503A or 503B compounding pharmacy from FDA-regulated active pharmaceutical ingredients. Both require a prescription. Brand-name typically goes through insurance; compounded is typically cash-pay.

Insurance coverage check

Let's see what your plan covers.

Submit your details and our care team will review your coverage. Most checks come back in a few business days — up to a week if prior authorization is required. No charge for the check.

Free coverage check

What type of insurance do you have?

The assessment process available on the [pepti] website asks a series of medical questions, and the answers provided are reviewed by an independent licensed physician affiliated with our partner physician network. The licensed providers have established exclusionary criteria, and the answers provided determine if the individual is screened out of eligibility for treatment. The licensed clinicians retain the sole decision to prescribe peptide therapy and other compounded medications to patients. Treatment may be denied at the physician's sole discretion. If a prescription is not approved, you will not be charged for the medication.

Pharmacy Providers. [pepti] is a technology platform and is not a healthcare provider, pharmacy, or prescriber. All medications offered through the platform are compounded by independent FDA-registered 503A or 503B compounding pharmacies based on a valid prescription written by a licensed physician for an individual patient. Compounded medications are not FDA-approved as products. The active pharmaceutical ingredients used by our partner pharmacies are sourced from FDA-registered facilities. Compounded medications may not undergo the same testing or quality control as commercially manufactured FDA-approved drugs.

Results vary. Results from peptide therapy and other compounded treatments vary based on individual factors, including age, weight, medical history, adherence to the prescribed protocol, lifestyle factors, and physiological response. [pepti] makes no guarantee of any specific outcome. Statements about peptide therapy and compounded medications offered through the platform have not been evaluated by the Food and Drug Administration. These products are not intended to diagnose, treat, cure, or prevent any disease.

Off-label use.Many peptides offered through the platform are prescribed for off-label use. “Off-label” means the medication is being prescribed for a use, dose, or patient population that is not specifically approved by the FDA. Off-label prescribing is legal and common in U.S. medical practice when supported by clinical experience and judgment.

Mailing & shipping. All orders ship in plain unmarked packaging via expedited delivery from our partner compounding pharmacies. Temperature-sensitive medications ship with insulated packaging and ice packs. Shipping is included at no additional cost in 45 U.S. states. We do not currently ship internationally or to APO/FPO addresses.

Not for emergencies. [pepti] is not designed for medical emergencies. If you are experiencing a medical emergency, call 911 or go to your nearest emergency room immediately. For urgent but non-emergency medical questions, contact your primary care provider or use an urgent care service.

No doctor-patient relationship with [pepti]. Your use of the platform does not create a doctor-patient relationship between you and pepti LLC A doctor-patient relationship is established only between you and the independent licensed physician who reviews your intake and prescribes your treatment. The physicians who use the platform are independent contractors and are solely responsible for the medical care they provide.

Prescription medications. All prescription products require a valid prescription from a licensed healthcare provider. By using the platform, you acknowledge that you are at least 18 years old and that the information you provide is true, accurate, current, and complete. Providing false information may result in inappropriate treatment recommendations or denial of service.

Cosmetic & wellness products.Certain products offered through [pepti] — including skincare, hair care, body care, supplements, men's grooming, sports recovery, and sexual wellness products — are cosmetic or dietary supplement products, not prescription medications. These products do not require a prescription and are not reviewed or prescribed by a physician. Statements regarding dietary supplements have not been evaluated by the Food and Drug Administration. These products are not intended to diagnose, treat, cure, or prevent any disease. Results vary by individual. Consult your healthcare provider before starting any new supplement or topical product, especially if you are pregnant, nursing, or taking other medications.

pepti LLC · Delaware Limited Liability Company · For media or partnership inquiries, email hello@hellopepti.com. For patient support, email support@hellopepti.com. For privacy and HIPAA inquiries, email privacy@hellopepti.com.